Terms of Use

1. Acceptance of Terms
   By accessing or using this website, its affiliated websites, or mobile applications (together, the “Site”), you agree to be bound by these Terms of Use (the “Terms”). If you do not agree, you must immediately stop using the Site.
   
2. Amendments
   We may update or revise these Terms from time to time at our sole discretion. Your continued use of the Site after any changes are posted will constitute your acceptance of those changes.
   
3. Ownership and Publisher
   The Site and its content are published by Beyrose Investments Inc. (“Beyrose”) and its affiliates.
   
4. Informational Purpose Only
   The material on this Site is for general informational purposes only. It is not intended as, and should not be construed as: an offer to sell or a solicitation of an offer to purchase securities; personalized investment, financial, accounting, tax, or legal advice.
   You should consult your own professional advisors before making any financial or investment decisions.
   
5. No Advice or Endorsement
   Any commentary, research, or analysis made available on the Site is provided for general information only and does not constitute a recommendation, endorsement, or professional advice specific to you.
   
6. Disclaimer of Warranties
   The Site and its content are provided “as is” and “as available” without representations, warranties, or conditions of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or completeness.
   
7. Limitation of Liability
   Beyrose, its affiliates, and their respective officers, directors, employees, and agents will not be liable to you or any third party for any damages of any kind (including direct, indirect, incidental, consequential, special, punitive, or exemplary damages, or loss of revenue, data, or profits) arising out of or in connection with your use of, or inability to use, the Site.
   
8. Indemnity
   By using the Site, you agree to indemnify, defend, and hold harmless Beyrose and its affiliates, as well as their officers, directors, employees, and agents, from any claim, liability, loss, cost, or expense (including legal fees) arising from your breach of these Terms or your use of the Site.
   
9. Intellectual Property
   The Site and all of its content are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, republish, redistribute, modify, store, or exploit any portion of the Site without prior written consent from Beyrose.
   
10. Third-Party Links
    The Site may contain links to third-party websites. These are provided for convenience only. Beyrose does not endorse, guarantee, or assume responsibility for the accuracy, reliability, or safety of third-party websites, and accessing them is at your own risk.
    
11. Prohibited Uses
    You may not engage in data-mining, scraping, mirroring, framing, or any automated extraction of data from the Site. Unauthorized use of the Site may result in legal action.
    
12. Cookies & Tracking Technologies
    The Site uses cookies and similar tracking technologies to enhance user experience, analyze site usage, and deliver relevant content. By continuing to use the Site, you consent to our use of cookies in accordance with our Privacy Policy. You may adjust your browser settings to disable or limit certain cookies; however, doing so may affect the functionality or availability of some features of the Site.
    
13. Security and Confidentiality
    While we take steps to protect information transmitted through the Site, we cannot guarantee the confidentiality or security of electronic communications. Please review our Privacy Policy for details on how we handle personal information.
    
14. Severability
    If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be severed from these Terms and will not affect the validity or enforceability of the remaining provisions.
    
15. No Waiver
    The failure of Beyrose to enforce any provision of these Terms shall not be deemed a waiver of such provision or any other rights.
    
16. Governing Law and Jurisdiction
    These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to conflict of law principles. By using the Site, you agree to submit to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada.
    
17. Non-Disclosure and Confidentiality
    In the course of using the Services, you may obtain access to certain confidential or proprietary information belonging to BeyRose, its affiliates, and their respective clients, partners, and service providers (“Confidential Information”). Such information may include, but is not limited to, business and financial information, agreements, investment materials, business plans, and customer data.
    
    You agree to maintain the strict confidentiality of all Confidential Information and to use such information solely for the purpose for which it was provided (the “Permitted Purpose”). You further agree that you will not disclose, copy, or use Confidential Information for any other purpose without the prior written consent of BeyRose.
    
    Disclosure of Confidential Information is permitted only to your legal or financial advisors (“Representatives”) who require the information to assist you in carrying out the Permitted Purpose, provided that such Representatives are bound by confidentiality obligations at least as protective as those contained herein. You are responsible for ensuring that your Representatives comply with these obligations and for any breach of confidentiality by them.
    
    You agree to implement and maintain reasonable physical, administrative, and technical safeguards to protect Confidential Information against unauthorized access, use, or disclosure, and to comply with all applicable laws in doing so. If you discover or suspect any unauthorized use of or access to Confidential Information, you must notify BeyRose immediately and cooperate fully in any investigation or remedial action.
    
    These confidentiality obligations survive the termination of this Agreement and your access to the Services.
    
18. Not Financial, Investment, or Professional Advice
    The Services are provided for informational purposes only and are not intended to constitute financial, investment, legal, tax, or other professional advice. BeyRose does not provide, and should not be relied upon for, such advice. Any decision to lend or invest in opportunities referenced through the Services is made solely at your own discretion and risk. Lending and investing involve significant risks, including the potential loss of all amounts invested or lent.